Apply for Home Ownership

CLICK FOR MORE INFORMATION ON QUALIFYING FOR A HABITAT HOME

APPLY FOR HOME OWNERSHIP

If you would like to be notified by email about upcoming selections for future openings, please fill out the online form at the bottom of this page.

CURRENT OPENINGS: 

Two openings in Passaic, Passaic County

We are looking for two families to purchase 3-bedroom units in a new duplex that will be constructed on Howe Avenue in Passaic. Household size must be from 3 to 6 persons.

Low- and moderate-income households are invited to apply. Total household income must be at least $44,000. Maximum income limits for applicants range from $59,946 for a three-person household to $77,264 for a six-person household. The sale price will be $150,000.

The application deadline is 5:00 p.m. on Thursday, September 12. Qualified applicants who attended a Program Information Meeting in August will be assigned a lottery number and the prospective homeowner will be selected via lottery in mid-October.

To submit an application, you must attend one of three Program Information Meetings at Centro Evangelístico Vida Nueva, 153 Hamilton Ave, Paterson.

  • Thursday, August 15, 2019, at 6:30 p.m.
  • Saturday, August 17, 2019, at 10:30 a.m.
  • Thursday, August 22, 2019, at 6:30 p.m.

Pre-register for a Program Information Meeting

Please pre-register for one of the mandatory meetings by completing and submitting the form below.

Space is very limited, so please leave children at home if possible. The sessions will start right on time. Doors will lock after five minutes, and no one will be admitted late.

To find out more about the program, contact Rehana Flessner, Director of Homeowner Relations, by email to rehana.flessner@morrishabitat.org or by calling 973.891.1934 ext. 107.

REGISTRATION FOR PROGRAM  INFORMATION MEETING:

Please fill out this form to pre-register for one of the mandatory Program Information Meetings:

Name (required)

Phone Number (required)

Email (required)

Please choose a Program Information Meeting: (required)

Number of Attendees (required)
(Please remember space is limited, please try to keep the number of people attending to a minimum and leave your children at home if possible)

Captcha: captcha

HOW TO APPLY:

You may print and submit a pre-application form for our program even when we have no available homeownership opportunities, but please be aware the form will not be reviewed or processed at that time. All pre-applications that are submitted will be kept in a secure and locked storage location. When there is an active project search, you will be notified and you must attend one of our mandatory Program Information Meetings, which are offered at the beginning of each new project. You will then be asked to complete a full application, provide documents to support your application and pay a processing fee.

An in-depth review of the applicants’ finances, need for affordable housing and willingness to partner will be conducted by the Homeowner Relations Team. The process will include income verification, a credit check, and personal visits and interviews by team members.

APPLICATION PROCESS:

  1. All potential applicants must attend a Program Information Meeting. These meetings are held at the beginning of each household selection period. Applications will be available at the conclusion of these meetings.
  2. Submit the application with all of the required documents by the due date which will be announced at the Program Information Meeting.
  3. Habitat calculates your income, pulls a credit report and reviews your finances.
  4. After an applicant qualifies financially, a home visit is conducted. Two members of the Family Selection Committee will arrange a time to visit and interview at the applicant’s current residence. All members of the household must be present at this meeting. The need for our housing program and the applicant’s willingness to participate are discussed at this meeting.
  5. All fully qualified applicants are then entered into a lottery for the available house(s).
  6. If you are picked at the lottery, a criminal background check will be run on all household members, aged 16 and above. A previous conviction may disqualify an applicant from homeownership. In determining eligibility, Morris Habitat for Humanity will consider several factors. Documents outlining the policy will be provided upon request.
  7. An in-take meeting is then held at the Habitat office where all paperwork is reviewed and signed.

MAILING LIST FOR FUTURE OPENINGS:

Please fill out the following form to get on our mailing list. This is the easiest way to find out about upcoming selections:

First Name (required)

Last Name (required)

Street Address (required)

Apartment Number (required)

City (required)

State (required)

Zip Code (required)

Your Telephone Number (required)

Your Email (required)

List every person who would live with you in the Habitat house:

Person #1

Name

Relationship to you

Sex

Age

Person #2

Name

Relationship to you

Sex

Age

Person #3

Name

Relationship to you

Sex

Age

Person #4

Name

Relationship to you

Sex

Age

Person #5

Name

Relationship to you

Sex

Age

Person #6

Name

Relationship to you

Sex

Age

Finally, are you or someone in your household a veteran of the United States Armed Forces?

Does anyone in the household have special needs requiring accessibility features in the house?

If yes, please describe:

Due to the nature of Habitat’s program requirements, we cannot help families in emergency situations. For immediate housing assistance, call 2-1-1 or visit http://www.nj211.org/  to connect to such services through the NJ 2-1-1 Partnership.

Non-Discrimination Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.