APPLY FOR HOME OWNERSHIP

Affordable Homeownership Opportunity in Summit, NJ!

This 12 unit Condo complex at 146 Morris Avenue in Summit is a combination of 2 and 3 bedroom homes.
Applications will be accepted until all homes are sold.

Learn about qualifications here.

Read more about the project here.

Fill out an application for the Summit project here (application for this project only).

APPLICATION PROCESS:

1. All potential applicants must attend a Program Information Meeting. These meetings are held at the beginning of each household selection period. Applications will be available at the conclusion of these meetings.
2. Submit the application with all of the required documents by the due date which will be announced at the Program Information Meeting.
3. Habitat calculates your income, pulls a credit report and reviews your finances.
4. After an applicant qualifies financially, a home visit is conducted. Two members of the Family Selection Committee will arrange a time to visit and interview at the applicant’s current residence. All members of the household must be present at this meeting. The need for our housing program and the applicant’s willingness to participate are discussed at this meeting.
5. All fully qualified applicants are then entered into a lottery for the available house(s).
6. If you are picked at the lottery, a criminal background check will be run on all household members, aged 16 and above. A previous conviction may disqualify an applicant from homeownership. In determining eligibility, Morris Habitat for Humanity will consider several factors. Documents outlining the policy will be provided upon request.
7. An in-take meeting is then held at the Habitat office where all paperwork is reviewed and signed.