APPLY FOR HOME OWNERSHIP
If you would like to be notified by email about upcoming selections for future openings, please fill out the online form at the bottom of this page.
Apply for Home Ownership
CURRENT OPENINGS:
Two openings in Passaic, Passaic County
We are looking for two families to purchase 3-bedroom units in a new duplex that will be constructed on Howe Avenue in Passaic. Household size must be from 3 to 6 persons.
Low- and moderate-income households are invited to apply. Total household income must be at least $44,000. Maximum income limits for applicants range from $59,946 for a three-person household to $77,264 for a six-person household. The sale price will be $150,000.
The application deadline is 5:00 p.m. on Thursday, September 12. To submit an application for the home, you must have attended one Program Information Meeting in August. Qualified applicants will be assigned a lottery number and the prospective homeowner will be selected via lottery in mid-October.
To find out more about the program, contact Rehana Flessner, Director of Homeowner Relations, by email to rehana.flessner@morrishabitat.org or by calling 973.891.1934 ext. 107.
HOW TO APPLY:
You may print and submit a pre-application form for our program even when we have no available homeownership opportunities, but please be aware the form will not be reviewed or processed at that time. All pre-applications that are submitted will be kept in a secure and locked storage location. When there is an active project search, you will be notified and you must attend one of our mandatory Program Information Meetings, which are offered at the beginning of each new project. You will then be asked to complete a full application, provide documents to support your application and pay a processing fee.
An in-depth review of the applicants’ finances, need for affordable housing and willingness to partner will be conducted by the Homeowner Relations Team. The process will include income verification, a credit check, and personal visits and interviews by team members.
APPLICATION PROCESS:
- All potential applicants must attend a Program Information Meeting. These meetings are held at the beginning of each household selection period. Applications will be available at the conclusion of these meetings.
- Submit the application with all of the required documents by the due date which will be announced at the Program Information Meeting.
- Habitat calculates your income, pulls a credit report and reviews your finances.
- After an applicant qualifies financially, a home visit is conducted. Two members of the Family Selection Committee will arrange a time to visit and interview at the applicant’s current residence. All members of the household must be present at this meeting. The need for our housing program and the applicant’s willingness to participate are discussed at this meeting.
- All fully qualified applicants are then entered into a lottery for the available house(s).
- If you are picked at the lottery, a criminal background check will be run on all household members, aged 16 and above. A previous conviction may disqualify an applicant from homeownership. In determining eligibility, Morris Habitat for Humanity will consider several factors. Documents outlining the policy will be provided upon request.
- An in-take meeting is then held at the Habitat office where all paperwork is reviewed and signed.
MAILING LIST FOR FUTURE OPENINGS:
Please fill out the following form to get on our mailing list. This is the easiest way to find out about upcoming selections:
Due to the nature of Habitat’s program requirements, we cannot help families in emergency situations. For immediate housing assistance, call 2-1-1 or visit http://www.nj211.org/ to connect to such services through the NJ 2-1-1 Partnership.
