Apply for Home Ownership

CLICK FOR MORE INFORMATION ON QUALIFYING FOR A HABITAT HOME

APPLY FOR HOME OWNERSHIP

New Homeownership Opportunity at 829 East 3rd Street, Plainfield.
Read more HERE (Leer más AQUÍ)!

ATTEND AN OPEN HOUSE (no RSVP necessary):

Tuesday, December 7th, 4-7 pm or Saturday December 11th, 3-5 pm

and/or ATTEND A VIRTUAL ORIENTATION MEETING

Wednesday, December 15th, 6-7pm

REGISTER IN ADVANCE FOR THIS WEBINAR HERE. 
After registering, you will receive a confirmation email containing information about joining the webinar.

 

If you would like to be notified by email about upcoming selections for future openings, please fill out the online form at the bottom of this page.

To find out more about the program, contact Loretta Rivers, Director of Family Services, by email to loretta.rivers@morrishabitat.org or by calling 973.891.1934 ext. 153.

HOW TO APPLY:

You may print and submit a pre-application form for our program even when we have no available homeownership opportunities, but please be aware the form will not be reviewed or processed at that time. All pre-applications that are submitted will be kept in a secure and locked storage location. When there is an active project search, you will be notified and you must attend one of our mandatory Program Information Meetings, which are offered at the beginning of each new project. You will then be asked to complete a full application, provide documents to support your application and pay a processing fee.

An in-depth review of the applicants’ finances, need for affordable housing and willingness to partner will be conducted by the Homeowner Relations Team. The process will include income verification, a credit check, and personal visits and interviews by team members.

APPLICATION PROCESS:

  1. All potential applicants must attend a Program Information Meeting. These meetings are held at the beginning of each household selection period. Applications will be available at the conclusion of these meetings.
  2. Submit the application with all of the required documents by the due date which will be announced at the Program Information Meeting.
  3. Habitat calculates your income, pulls a credit report and reviews your finances.
  4. After an applicant qualifies financially, a home visit is conducted. Two members of the Family Selection Committee will arrange a time to visit and interview at the applicant’s current residence. All members of the household must be present at this meeting. The need for our housing program and the applicant’s willingness to participate are discussed at this meeting.
  5. All fully qualified applicants are then entered into a lottery for the available house(s).
  6. If you are picked at the lottery, a criminal background check will be run on all household members, aged 16 and above. A previous conviction may disqualify an applicant from homeownership. In determining eligibility, Morris Habitat for Humanity will consider several factors. Documents outlining the policy will be provided upon request.
  7. An in-take meeting is then held at the Habitat office where all paperwork is reviewed and signed.

MAILING LIST FOR FUTURE OPENINGS:

Please fill out the following form to get on our mailing list. This is the easiest way to find out about upcoming selections:

Home Ownership Sign Up Form

Due to the nature of Habitat’s program requirements, we cannot help families in emergency situations. For immediate housing assistance, call 2-1-1 or visit http://www.nj211.org/  to connect to such services through the NJ 2-1-1 Partnership.

Non-Discrimination Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.