Apply for Home Ownership

APPLY FOR HOME OWNERSHIP

If you would like to be notified by email about upcoming selections for future openings, please fill out the online form at the bottom of this page.

CURRENT OPENING:

One opening in Jefferson Township

We are looking for one family to purchase a 3- or 4-bedroom single-family home that will be constructed on North Parkway in Jefferson Township. Household size must be from 3 to 8 persons, with a preference to build a 4-bedroom house for 4 to 8 persons.

Moderate-income households are invited to apply. Total household income must be at least $50,000. Maximum income limits for applicants range from $66,471 for a three-person household to $97,491 for an eight-person household. The sale price will not exceed $225,000 for a 4-bedroom home or $200,000 for a 3-bedroom home. Estimated monthly mortgage payment will be $1237.

The application deadline is 5:00 p.m. on Friday, August 21. Qualified applicants who attended a Program Information Meeting in August will be assigned a lottery number and the prospective homeowner will be selected via lottery in late September.

To submit an application, you must attend one of two Program Information Meetings.

  • FULL–Tuesday, August 4, 2020, at 6:30 p.m., at the Morris Habitat ReStore, 264 S Salem St, Randolph
  • Saturday, August 8, 2020, at 10:30 a.m.–Virtual meeting

REGISTRATION FOR PROGRAM  INFORMATION MEETING:

Please fill out this form to pre-register for one of the mandatory Program Information Meetings:

Name (required)

Phone Number (required)

Email (required)

Please choose a Program Information Meeting: (required)

Number of Attendees (required)
(Please remember space is limited, please try to keep the number of people attending to a minimum and leave your children at home if possible)

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HOW TO APPLY:

You may print and submit a pre-application form for our program even when we have no available homeownership opportunities, but please be aware the form will not be reviewed or processed at that time. All pre-applications that are submitted will be kept in a secure and locked storage location. When there is an active project search, you will be notified and you must attend one of our mandatory Program Information Meetings, which are offered at the beginning of each new project. You will then be asked to complete a full application, provide documents to support your application and pay a processing fee.

An in-depth review of the applicants’ finances, need for affordable housing and willingness to partner will be conducted by the Homeowner Relations Team. The process will include income verification, a credit check, and personal visits and interviews by team members.

APPLICATION PROCESS:

  1. All potential applicants must attend a Program Information Meeting. These meetings are held at the beginning of each household selection period. Applications will be available at the conclusion of these meetings.
  2. Submit the application with all of the required documents by the due date which will be announced at the Program Information Meeting.
  3. Habitat calculates your income, pulls a credit report and reviews your finances.
  4. After an applicant qualifies financially, a home visit is conducted. Two members of the Family Selection Committee will arrange a time to visit and interview at the applicant’s current residence. All members of the household must be present at this meeting. The need for our housing program and the applicant’s willingness to participate are discussed at this meeting.
  5. All fully qualified applicants are then entered into a lottery for the available house(s).
  6. If you are picked at the lottery, a criminal background check will be run on all household members, aged 16 and above. A previous conviction may disqualify an applicant from homeownership. In determining eligibility, Morris Habitat for Humanity will consider several factors. Documents outlining the policy will be provided upon request.
  7. An in-take meeting is then held at the Habitat office where all paperwork is reviewed and signed.

MAILING LIST FOR FUTURE OPENINGS:

Please fill out the following form to get on our mailing list. This is the easiest way to find out about upcoming selections:

List every person who would live with you in the Habitat house:

Person #1

Person #2

Person #3
Person #4
Person #5
Person #6
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This helps us prevent spam, thank you.

Due to the nature of Habitat’s program requirements, we cannot help families in emergency situations. For immediate housing assistance, call 2-1-1 or visit http://www.nj211.org/  to connect to such services through the NJ 2-1-1 Partnership.

Non-Discrimination Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.