NEW HOME CONSTRUCTION
Since 1985, Morris Habitat for Humanity (MHfH) has built or rehabbed many homes making a difference in the lives of every Habitat Homeowner who wished to own their own home. For future home building efforts, the Morris Habitat staff works to ensure that we have a promising pipeline of projects established. Our program also includes developing other housing solutions to help low income homeowners stay in their homes through a program with Habitat International to work with low income neighborhoods focusing on neighborhood revitalization initiatives and asset and community building efforts.
The results of the MHfH programs are that the houses are occupied by low-income families, most of who are well along in their no-interest mortgages. Since we began in 1985, we have had ZERO foreclosures!
In addition to the work in designated neighborhoods working with neighborhood revitalization, our home repair and A Brush With Kindness programs assist, low-income, elderly and/or disabled homeowners whose incomes are too low for repairs needed to maintain a decent, safe and affordable home. We also assist other charities with minor capital projects.
The typical Habitat home is a modest, well built, functional, low maintenance home that fits in with the surrounding community. Homes typically have a finished floor area between 950 and 1,200 square feet. A Habitat Home generates taxes and puts a vacant, non-revenue producing lot on the tax rolls. Unlike many non-profits, property owned by Habitat homeowners is not removed from the tax rolls.
Morris Habitat holds a zero interest mortgage. The monthly payments from Habitat families provide some of the capital for future projects. In addition, the purchase price of the housing units sold to the selected families will be established solely by Habitat using its calculations and methodology. The homes will carry a 30 year deed restriction and must resell to another qualified low-income family.