Owning a Home

Morris Habitat for Humanity go to the ReStore web site

102 Iron Mountain Rd.
Suite H
Mine Hill, NJ 07803
Tel: 973.891.1934
Fax: 973.891.1938

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Family Selection

Current Openings

We have no openings for Habitat homes at this time.
Check this page for future opportunities.

Financial Guidelines

Current Housing is Inadequate

Willingness to Partner

Applicant must be willing to accept these responsibilities:

Legal Status

Cost

Habitat houses are affordable for low-income families because there is no profit included in the sale price and no interest charged on the mortgage. Mortgage length is for 20 to 30 years (depending on the financial situation of the selected family). The approximate price range of our homes will be between $80,000 and $100,000. A monthly payment for a mortgage (including taxes and insurance) on $80,000 is approximately $500 and on $100,000 is $550.00.

There is also a deed restriction on the Habitat homes. This means that controls are placed on the homes so that they will remain affordable for 30 years. If you want to resell, you must notify Morris Habitat in writing to have a selling price set for you. The price set for you is based on the COAH’s maximum increases that are set annually. We will select a new homeowner based on income eligibility and ability to secure a mortgage.

Application Process

You can get an application from the following sources:

An in-depth interview of the applicant household will be conducted by the Homeowner Relations Team. The process will include income verification, a credit check, and personal visits and interviews by team members.

Non-Discrimination Statement
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.